American Debt Negotiation, information and resources for Debt Reduction and Debt Consolidation

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Fair Debt
Collection Act

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How Fico Scores
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What the
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SSL Certificate Authority

Fair Debt Collection act
Section 16

816. Relation to State laws [15 USC 1692n]

This title does not annul, alter, or affect, or exempt any person subject to the provisions of this title from complying with the laws of any State with respect to debt collection practices, except to the extent that those laws are inconsistent with any provision of this title, and then only to the extent of the inconsistency. For purposes of this section, a State law is not inconsistent with this title if the protection such law affords any consumer is greater than the protection provided by this title.

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