Section
1 - Short Title
Section
2 - Congressional findings
and declarations of purpose
Section
3 - Collection Terms and Definitions
Section
4 - 3rd Party Contact and Information
Gathering Rules
Section
5 - Collection Calls and Communication
Rules
Section
6 - Harassment & Abuse
Tactics
Section
7 - False & Misleading
Tactics; sixteen examples
Section
8 - Unfair Collection Practices
Section
9 - Validating Debts after
Initial Notification
Section
10 - Debt Payments Applied
to Accounts
Section
11 - Where Debt Collector have
to file lawsuits
Section
12 - Deceptive Collection Letters
and Forms
Section
13 - Civil Liability for violation
of the FDCPA
Section
14 - Administrative enforcement
Section
15 - Reports to Congress by
the Commission
Section
16 - Relation to State laws
Section
17 - Exemption for State regulation
Section
18 - Effective date
Full
Document - Fair Debt Collection
Act
