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4 Steps to Building
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Quick Tips to help
your FICO score

Avoid an
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Fair Debt
Collection Act

What's a
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How Fico Scores
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What the
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Comments from Satisfied Customers

The people at American Debt Negotiation were so helpful to me in my time of financial distress. We had no idea what our options were outside of Bankruptcy and the devastation of having to file scared us. ADN put us on a monthly savings plan, kept creditors from harassing us, and gave us back our peace of mind! We settled all of our debts and saved over $9,000 in the process. Thank you ADN.
B.E & G.E Denver, CO

I had over $32,000 in debt when I found American Debt Negotiation. After I followed their plan for becoming debt free I ended up saving $14,652.90. I spoke with several Consumer Credit Counseling Services and Debt Consolidation Companies prior to finding American Debt Negotiation, boy am I glad I made the right choice.
Mary J.
Bainbridge Island, WA

After being referred to ADN by a friend, I was pleased to receive such good and friendly service from a staff of people that were so knowledgeable about what they do. I am happy with the results I saw in such a short period of time.
T.B.W.
Dallas, TX

With so many creditors calling us and so many other things for us to worry about it was a real relief to have American Debt Negotiation help us get out of debt. We were on the verge of losing our home because we were trying to pay off our creditors. ADN set us up on a savings plan that helped us not only finally pay our creditors off but allowed us to have enough to maintain our household finances as well. We have told all of my friends and family members about the good they have done for our financial future.
Bill and Karen G.
Ruston, LA

Who knew that it could be so painless to get out of debt? The program was not stressful on my mind or my pocketbook.
B.M.
Annapolis. MD

Thank you, ADN, for making what seemed like an endless amount of debt go away. Your staff was so helpful to me. I saved $4, 321.23 by using your program and I am now in the process of finally buying my first home.
Jennifer C.
Stockton, CA

I am a single mother of 3. I had debt up to my elbows and had no idea about where to turn for assistance. I was actually looking for a debt consolidation service when I happened across American Debt Negotiation. I wanted to get out from under the huge interest fees and late charges that appeared on my monthly statements. The staff at American Debt Negotiation walked me through their program and got me set up on a monthly savings plan. It all seemed to make sense when they laid it out on paper for me. I came to the program with $45,000 in debt and was able to save over $20,250, there are no words for my complete satisfaction with how this all worked out for me. I will definitely be telling a friend about this awesome program.
Amy J.
Billings, MO

When we retired 3 years ago, we never imagined being in debt so deep that we had to not answer our phone in fear of bill collectors. We had worked hard for so many years and figured that we would never end up in financial straits, it turned out that we never really paid attention to interest fees and late charges on our credit cards, the compounding balances were so overwhelming. My wife had to have major surgery and things all went downhill from there. When we contacted American Debt Negotiation, we had $83,239 in unsecured credit card debt, we were an elderly couple living on a moderately fixed income and felt like we had nowhere to turn. When the good people at American Debt Negotiation first told me that I could get out of debt for as little as $34,000, well I scoffed at them. 12 months later I am smiling and I believe…I saved $37,457 after all was said and done. My wife and I have our freedom back and can finally enjoy our Golden Years. Thanks American Debt Negotiation!
George & Joyce M.
Miami, FL

“What can you do for a guy with $159,000 in debt?”, that was my first question when I called American Debt Negotiation. “We can get you out of debt and save you a lot of money”, was the response I received. I was a skeptic but after listening to how the program worked and reading all the material, I decided to put my financial future in the hands of the people that seemed to know what they were doing. I believe that using American Debt Negotiation was probably the smartest decision I ever made. I saved an incredible dollar figure ($71,550), improved my FICO score, learned to be much more disciplined in my spending habits, and regained my peace of mind.
Ernie D.
New Haven, CT

In college, I received credit card after credit card offer. If I knew then what I knew now, then I would have cut them all up. After buying a computer, software, books, supplies, and trying to just get by (all by using my credit cards), I ended up with more debt than I ever imagined. I made my minimum payments on time each month but there was just no way for me to keep up with my balances when late charges and interest were accruing. I found my answer at American Debt Negotiation; I settled my debts at an overall 59% savings.
Burton L.
Santa Barbara, CA

Owning a small business was a dream come true. The debt I had as a result of my business failing was a complete nightmare! I used all of my personal credit cards to finance my venture. I was completely devastated when events of the world changed the nations financial situations; the market dropped, people stopped spending money, and my business went belly-up. As a result of these tragic times, I slowly began to fall behind on my credit card payments, collection notices piled up, and my phone rang non-stop with collectors demanding payment. I always prided myself on being of above average intelligence and yet had no clue of where to turn. I turned to the Internet to research my options, I sought the advice of at least 5 different debt management services; after talking with a representative at American Debt Negotiation I made my decision and allowed them to take control of my nightmare. I not only received a kind and caring Debt Counselor, but she really knew what she was doing. The communication between my Counselor and I, along with her constant availability to take my phone calls, made me feel comfortable. Slowly, the creditor calls diminished and one by one I settled each of my 8 accounts. What a huge difference the help of a knowledgeable and caring Debt Counselor made in my situation. I wasn’t alone in this. I stuck to the plan and it worked. I settled all of my accounts and saved over $13,000 dollars. I can’t imagine having done anything different, they turned my nightmare back into a dream and I was able to re-establish my credit and open a new business, which is doing very well.
L.M
Youngstown, OH

"I had everything I needed to get the house my wife and I really wanted...except the credit I needed to qualify for the loan. After I spent 15 minutes on the phone with an ACR rep, I realized how easy I could get the loan if my credit was fixed. Your staff took care of everything. I was amazed at how smooth things went"
Brian S.
Granada Hills, CA


"If I would have known how easy it was to have you help me fix my credit, I would have done it a long time ago. The interest on my credit card alone was almost as much as the payment! Now I've got a credit card at only 10.9%."
Thomas Q.
New Orleans, LA


"I want to say that I think ACR is doing a fantastic job!"
J.E.S.
Springfield, IL


"We were trying for months and months to get a good home loan. The problem wasn't getting a home loan through; it was getting one with a good interest rate. We'd qualify for an 11.5% rate, but who can pay that? After your service, we were approved for a 7.25% rate. Nice work."
E.F. Campagna
Queens, NY


"You saved me thousands on my car payment! I wanted to buy a Jeep, but the payment on it would have killed my budget every month. It was just a couple of negative things on my credit report that made my payments up sky high. Just about two months after using your service, I was driving the Jeep. And I could afford it!"
L.T
Santa Maria, CA


"I don't know what you guys are doing, but whatever it is, it's working. Using your company to repair my credit is the best decision I ever made and I think you're worth every penny."
Immanuel L.
Denver, CO


"You have really exceeded my expectations. I am so happy to see the negative, incorrect items coming off my credit report almost monthly."
Gina D.
Miami, FL


"I just want to tell you how much I appreciate your service. I am talking to 2 friends of mine and encouraging them to sign up. Thank you again."
S.K.
Reston, VA


"I am elated. You actually got a judgment lifted that I really expected to have to ride out for 3 more years... You also were successful in getting several little, annoying, items removed. Now my credit is back to excellent...I will recommend ACR to friends and family and anyone else who needs help with their credit rating... Thanks again, you people are wonderful."
D.D.
San Antonio, TX


"Thank you for all of your help for the past year. I think you have done a great job! My credit reports have been significantly improved using your service."
M.M.
Templeton, CA


"You have successfully deleted the incorrect information from my file. Thanks so much for your time, and if you or your firm ever needs a reference, let me know."
L. Baines
Omaha, NE


"Before starting your program my credit score was 473 and my wife's was 486. After eight months of your dedication to our accounts, my score is now 726 and my wife's is 759. We were able to buy the new home we wanted at an excellent rate. The money we spent with you will save us hundreds of thousands in interest over our lifetime."
John C.
Buffalo, NY


"My credit score has never been this high before!"
Daniel S.
Long Beach, CA


"I would like to say how impressed I have been with your service. Your people are friendly and helpful when I talk to them by phone and the updates you provide help keep me informed. Thanks for everything"
George P.
Seattle, WA

 

 

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